Tuesday, August 25, 2026

Online Transaction

  ₪ Online Transaction

o   Online Transaction means the transfer of money through the internet. 

o   An online transaction is the electronic transfer of funds or completion of a financial exchange between two or more parties over the internet.

  ₪ Some common online Transaction

1) UPI & Mobile Payments: Instant peer-to-peer or merchant transfers via apps.

2) Net Banking: Direct bank transfers using NEFT, RTGS, or IMPS.

3) Cards: Credit or debit card payments processed through a secure network.

4) Wallets: Stored-value digital accounts used for fast checkouts.

Online Transaction using IRCTC

IRCTC Official Website using UPI, credit or debit cards, net banking, digital wallets, or the IRCTC iPay service.

 

  ₪ About IRCTC

IRCTC Official Website is the central government-run platform for booking train tickets, checking reservation status, and planning rail tourism in India.

 

  ₪ Core Services of IRCTC

1) Ticketing: Book general, current, or Tatkal train tickets online.

2) Enquiries: Check seat availability, train schedules, and live PNR confirmation status.

 3) Tourism: Explore domestic tour packages, luxury trains, and Bharat Gaurav tourist circuits.

 4) Catering: Order food meals or access station retiring rooms.

 

UPI

o   Unified Payment Interface is an instant real time payment system that has been developed by NPCI.

There are many UPI Apps
1) BHIM

2) Kotak UPI

3) Phone Pe

4) Google Pay


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